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🧾 “Should I Take the First Offer?” Why Saying Yes Could Cost You Thousands
The insurance adjuster called you. They “reviewed your case” and want to offer you $2,500. You’re thinking about taking it. Stop right there. Here's what they’re not telling you — and why that check might be a trap.
👨⚖️ Avi Cohen, Esq.
6/18/2025


🎣 The First Offer Is a Setup
It’s not generous. It’s strategic.
Insurance companies throw lowball offers at injured people fast, before you know how bad things are or how expensive recovery gets.
They hope you're stressed, broke, and uninformed.
🧠 You Don’t Know What You’re Owed (Yet)
Your body could still be catching up to the crash.
That neck pain? Might need months of therapy.
That “minor” back tweak? Could be a herniated disc.
Missed work? What about the next 3 paychecks?
If you take the check now, you waive your rights forever.
No do-overs. No “wait, I didn’t know.” It’s done.
🧾 What They Don’t Want You to Ask About:
Future medical bills
Pain & suffering
Loss of income
Reduced earning capacity
Property damage and rental car reimbursement
Liens, deductibles, co-pays — all of it
📉 Real Talk: The Average Settlement Without a Lawyer Is Trash
Studies show injured people who hire attorneys get 3–5x more — even after fees.
Why? Because we:
Document your medicals the right way
Find hidden policy limits
Know their tactics (and how to destroy them)
Don’t blink when they stall or threaten
🛑 Don’t Settle Cheap. Plug In First.
If an adjuster calls you before you call us — that’s a problem.
If you’re tempted to take a fast check just to “move on” — call us first.
We’ll review it free and tell you if it’s trash (it probably is).
DM us. Text us. Call us. We got you.
No suits. No BS. Just results.
Plug in. Get paid. Stay in control.
📲 The Injury Plug.
Not Your Grandpa’s Law Firm™
📮 TX Address
5900 Balcones Dr
Suite # 18815
Austin, TX 78731
📲 Contact
For general inquiries, please email info@theinjuryplug.com
🤠 TX clients: avi@theinjuryplug.com
🔌 DON'T PANIC - CONTACT THE PLUG.
The Injury Plug
🌴 CA clients: juda@theinjuryplug.com
ATTORNEY ADVERTISING. The content on this website is for informational purposes only and does not constitute legal advice. Viewing this site or submitting information does not create an attorney-client relationship. This site is published under the direction of Yehuda Rafael licensed in California (CA Bar No. 322695) and Avi Cohen licensed in Texas (TX Bar No. 24137614). Every case is different. Past results do not guarantee future outcomes. Our firm operates on a contingency fee basis, meaning you pay no legal fees unless we win or settle your case. Consultations are conducted online or by appointment only.
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