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👨‍💼 Top 5 Excuses Insurance Adjusters Use to Lowball You (And How The Injury Plug Claps Back)

Because they’ll try anything to save a buck. But The Injury Plug don’t play nice. 😤🔌

Juda Rafael Esq, Avi Cohen Esq.

7/24/20251 min read

❌ 1. "Your injuries don’t seem that serious."

Translation: We saw your Instagram story at brunch.
Our Clapback: We hit 'em with your full medical records, MRI reports, and doctor statements. Pain doesn’t disappear because you smiled for one photo. Try again.

❌ 2. "There was minimal damage to the vehicles."

Translation: No crushed car = no crushed body, right? Wrong.
Our Clapback: We bring the biomechanics, expert witnesses, and actual science showing soft tissue damage doesn’t require a totaled car.

❌ 3. "You waited too long to get treatment."

Translation: If you didn’t go to the ER immediately, you must be fine.
Our Clapback: We explain delayed pain onset is common, and your timeline still lines up. Plus, not everyone trusts hospitals — especially when they cost $$$.

❌ 4. "You had pre-existing conditions."

Translation: Let’s blame your old injuries so we don’t have to pay for new ones.
Our Clapback: We show how the accident made it worse. In the law, it’s called aggravation — and it’s still compensable.

❌ 5. "We’re offering you a fair settlement."

Translation: Take these crumbs and go away.
Our Clapback: We run the numbers. Medical bills, lost wages, pain, suffering, future care — and we don’t settle until it actually makes sense.

💥 Bottom Line:

Insurance companies are trained to make you feel grateful for a lowball.


We’re trained to blow that lowball up.

- THE INJURY PLUG